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Thread: Need a little advice

  1. #11
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    Quote Originally Posted by 12sec kid View Post
    I will get in contact with Steve from simple mortgage I’m guessing you guys recommend staying away from Quicken loans or big bank?


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    call Steve x 1000000

  2. #12
    Club Member Scooter70's Avatar
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    x1000001 on calling Steve.
    Matt

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  3. #13
    Club Member mustangmike6996's Avatar
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    Steve took care of us when purchasing our house.

    Are you trying to stay in the Dearborn area or are you open to moving North/West?

  4. #14
    Club Member Beigg's Avatar
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    First, contact Steve!

    Now, compile two lists.

    one being needs other for wants.

    Toss the wants out the window and cut the needs in half.

    Reduce the budget 20% and have the house gone thru and in depth for inspection. Anything missed or not inspected can cost you huge. IF any foundation issues are identified, run away. Black mold detected? Pass on it. If you're looking for the best rates, you'll want to go with a conventional loan.

  5. #15
    Club Member DennisH's Avatar
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    https://www.realtor.com/realestatean...5_M34361-39992

    I wish I was ready to sell, Iíd make you a good deal on my Mich house.

    Dennis

  6. #16
    I removed my teeth on purpose....if you catch my drift Stalker's Avatar
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    Quote Originally Posted by 12sec kid View Post
    I will get in contact with Steve from simple mortgage I’m guessing you guys recommend staying away from Quicken loans or big bank?


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    No, definitely shop including Quicken Loans. I can't go through Steve as he doesn't work in the Georgia area.I just bought our house a year ago. Here's what I would recommend. Talk with Steve, find out what he can do. Just because he's a sponsor doesn't mean he is the best deal, so always shop around to see what is out there. I'd recommend looking at some new construction though. Builders will do their own financing which is usually better than what the big banks and loan origination guys can do and they throw all kinds of incentives at you. For instance, I went to Quicken Loans as well as a small mortgage shop last year when we were looking. I got approved for 325k through them. I went to a builder and got one of their spec homes and got a house for 415k, with 20k in addons to the house as well as 20k toward closing costs. In the end, my mortgage payment was only 200 more than what Quicken and the originator had quoted me and I got 40k in incentives.
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